Have you received an unauthorized charge of $21.99 from Gochamie inc on your credit or debit card? Are you wondering how the hell it came about? Is Gochamieinc.com scam or legit? This article shed a light on What Gochamie Inc is, why you’ve a charge from them, and how to get a refund.

What is Gochamie Inc?

Gochamie inc (Gochamieinc.com) is an online customer service centre that handles billing and subscription for Localflirt.com – a dating site. The company was launched on January 2022, and is physically located in 20 North Orange Avenue Suite 1100 11th Floor Orlando, FL 32801.

gochamie inc Charge on Credit Card

Why are You Being Charged by Gochaime Inc?

The first reason is this; Because you accessed the dating website ‘localflirt.com’. It could be a one time access. They might have offered you a free trial which is actually not free in the real sense. You might have deleted your account, however this doesn’t stop them from charging you.

On the other hand, the second reason is most likely your card has been compromised. In this scenario, you have a charge from them but have never heard of localflirt.com, never visited their website or chatted with anyone one on the platform.

How To Get a Refund From Gochamie inc

Though there’s no option for refund on their website ‘gochamieinc.com’, you can contact them via telephone – +1 877-381-0324 or email – cs@gochamie.com.

However, if the refund request was rejected, you can get your money back by contacting your credit card issuer. Do These;

  • Report the unauthorized transaction to your card holder
  • Request for a charge back

You may get the money returned IF you report immediately.

How To Completely Stop gochamie inc Unauthorized Charges

  • Call your credit card issuer and report the fraudulent transaction
  • Request for a new credit card
  • Monitor your account statement for the next 12 – 24 months
  • Ask for a credit freeze if you notice any suspicious activity

What To Do If You’re a Victim of Credit Card Fraud:

Inform Your Credit Card Issuer

Immediately contact your bank and inform them of the fraudulent transaction. You could do this by either reporting the fraud in their app or on their website. If fraud is confirmed, the issuer will likely cancel that card and issue you a new one with different numbers.

Update Your Passwords and Enable Two Factor Authentication

The second step you should take is updating your passwords. Make sure you check all of your other credit card accounts to see if they’ve also been compromised. It’s important to note that, even though only one card may have suspicious charges, you can’t be sure how the fraudster got the information. So make sure you change all of your passwords and PINs just to be safe.

Report the Fraud To Relevant Authorities

Report the scam to relevant authorities and organizations. This includes:

  • Internet Crime Complaint Center (IC3): If you are in the United States, you can file a complaint with the IC3 at https://www.ic3.gov/.
  • Your Local Consumer Protection Agency: Contact your local consumer protection agency or the equivalent regulatory body in your country.
  • Better Business Bureau (BBB): File a complaint with the BBB if the online store is based in the United States.

Ways To Prevent and Outsmart Credit Card Fraud

  1. Always Use Secure Websites. Whenever you’re entering your credit card info online, look for “https://” in the web address. The “s” means it’s a secure site.
  2. Stay Alert from Phishing: Don’t Click on Links in Suspicious emails.
  3. Keep your PIN and passwords super secret. If you must share them, change them after the person is done using them.
  4. Be careful with public Wi-Fi when making online purchases or bank transactions. It’s safer to use a secure network.
  5. After shopping or banking online, make sure to clear your browser’s cache. It helps keep your info safe.
  6. Sign up for fraud alerts with your credit card company or bank. They’ll notify you if something fishy happens with your account.
  7. Before tossing important papers, like bank statements, shred them or burn them to protect your info.
  8. If you notice your card missing, tell your bank or creditor ASAP. They can help secure your account.

How To Protect Yourself From Scam Websites That Steal Credit Card Details

Aside from the obvious too good to be true discount sale, here are other ways to identify a scam website;

Check Website Registration Age

How old is the website? The domain age of a website tells a lot about a store’s legitimacy or transparency. Websites below 6 months old are often considered unsafe. You can find out a website’s age by checking on Who.is ( a free domain checker tool)

Find Out If The Website Has SSL Encryption

find out if the website is secured with SSL encryption. (https and padlock symbols). If the padlock symbol doesn’t appear near the website’s URL, then it means your personal and financial information is at risk at the store.

Verify The Business Address

Does The website provide return address? If Yes (Copy the address and paste on your browser. Google map would show if it is a real warehouse address or a residential address) If the address has also been used by other websites you’d see reviews in search results.

Search For Reviews Online

Are there customer reviews online? (It is advised that you sit it out if there are no customer reviews of the store. However if you’re not patient enough to wait you can send a mail to us to verify if the store is legit)

Final Thoughts

If you’ve an unauthorized charge from Gochamie inc, it means you’re being charged for accessing localflirt.com or your credit or debit card has been compromised by cybercriminals. You should contact your credit card issuer immediately and report the fraudulent transaction.

Credit card fraud or credit card scam is when someone steals or uses someone else’s credit card to buy things or make payments without permission from the card owner. A fraudster might trick the cardholder into agreeing to a payment by lying or exploiting their lack of knowledge. Sometimes, the card can be stolen, lost, or copied, and then used by fraudsters. So, if your card is lost, it’s important to tell the bank to block it to prevent unauthorized use.

See Also; 506 PBC charge on Credit Car, Walks LLC Charge, East Anaheim Library Charge, etc

By Judith Davidson

I am Judith Davidson, a Cyber Security Professional. I am the founder, Investigator and Author of Snoopviews.com. I started working as a Cyber Fraud Researcher in 2019 when I saw lots of people falling victims to fraudulent websites pretending to sell disinfectants, masks and wipes during the Covid19 pandemic. Since then, I've saved millions of people from online scams.

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